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Our Services

Comprehensive Financial Planning

We incorporate a multi-step approach to our Comprehensive Financial Planning process.

In our first meeting, we take you through our 360 Discovery Process where we get to know you and identity needs and objectives that impact and influence your financial goals and decisions. We then gather information necessary to evaluate and analyze your current financial status which then leads to the development of our recommendations.

During our second meeting, we present our findings and communicate our recommendations to you. Our objective is to ensure that you understand our proposed course of action and answer any questions you may have at this time in the process.

Our third meeting is the mutual commitment meeting. Here we would agree to the plan and begin the implementation process.

In addition, after our three initial meetings, we will meet on an agreed-upon regular basis to review progress, update the plan as needed and adjust for any changes in current needs or objectives.

Retirement Plans

  • 401(k) Plans
  • IRAs (Traditional, Rollover and Roth)
  • SEP-IRAs
  • Profit Sharing Plans and other qualified plan types
  • Annuities
  • Retirement Income Projections

Long Term Care Insurance

At least 70% of people over 65 will need long-term care services at some point in their lives. Nationally, the median cost of long-term care is more than $80,000 per year. Having a plan for long term care can help you find practical and affordable ways to help pay the high costs of long term care services.

Insurance helps protect against the unpredictability of future expenses, and long-term care can be expensive. Most types of insurance do not cover you for an extended illness or injury. Long-term care insurance can give you a way to protect those you love by helping to preserve:

  • Your family's resources - their time and savings spent caring for you
  • Your independence - including choosing how and where you want care
  • Your assets - what you have worked hard to accumulate

Life Insurance

Life insurance can play an important role in your family’s financial plan. The purpose of insurance is to help protect you and/or your family from a financially catastrophic event. It is a way to ensure your family’s lifestyle and standard of living.

College Savings Accounts – 529 Plans

Charitable Giving

We can help you fulfill any philanthropic goals you might have and maximize the effectiveness of your charitable legacy.